TY  - BOOK
AU  - Bhattacharya, Hrishikes.
TI  - Banking strategy credit appraisal and lending decision: a risk-return framework
SN  - 9780198074106
U1  - REF BHA 
PY  - 2011///
CY  - New Delhi
PB  - Oxford University Press
KW  - Banking
N1  - Includes bibliography & index
ER  -